Loan Eligibility

Eligibility Criteria

What Do I Need To Qualify?

Do you have income from a salary, rental property or a registered business? Then we have an ideal package for you! Just submit the following documentation and be on your way to obtaining your hassle – free loan!

mortgage loans

Salary Income

Valid ID and Passport Sized Photo
Title Deed
3 Months Payslip
3 Months Bank Statement
Letter of Introduction from Employer

Rental Income

Valid ID and Passport Sized Photo
Title Deed
6 Months Bank Statements
Tenancy Agreements
Proof of ownership of rental property

Business Income

Valid ID and Passport Size Photo
Title Deed
6 Months Bank Statment
Statements Certificate of Registration of Business Name
Pacra Search and Returns
Tax clearance certificate
Board Resolution

salary backed loans

short term loans

These are loans offered to salaried employees employed by the government or institutions we have MOUs with. The loan amount ranges from ZMW1,000 to ZMW100,000 with a tenure range of 3 to 12 months.

3 months’ pay slip.
NRC and Passport size photo.
3 Months Bank Statement
Proof of residence.

Salary Advance

These are loans offered to salaried employees employed by the government or institutions we have MOUs with. The loan amount ranges from ZMW1,000 to ZMW100,000 or a period of one month.

3 months’ pay slip.
NRC and Passport size photo.
3 Months Bank Statement.
Proof of residence.

Apply For A Loan

Loan Application Form

Reimagining Credit in Zambia: Introducing Exceptional Benefits

Best mortgage rates

How can we offer affordable from the get-go?

At our institution, offering low rates from the start is not just a goal, but a commitment. Through strategic financial management, market analysis, and transparent practices, we ensure competitive rates from day one. This approach empowers our customers to pursue their financial goals with confidence.