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Transform your deepest aspirations and dreams into reality with the help of our exceptional and highly personalized loan facilities.
Are you ready to take the next step towards securing your financial future? Discover if you qualify for our range of tailored loan solutions by exploring our Loan Qualification Criterias.
Explore diverse loan options tailored to your needs, Our loans cater to a range of needs, from building dreams with construction loans to enhancing homes with improvements.
Curious about our services? Wondering how we can help you? Dive deeper into our Frequently Asked Questions (FAQs) page for a wealth of information.
Find the right Loan for you
Land Purchase Loan
Our Land Purchase Loan gives you the flexibility to purchase……
Home Improvement
Turn your house into your dream home with Zambian Home Loan……
Construction Loan
Our Construction Loan offers the flexibility and support ……….
Construction
Zambian Home Loans gives you 100% financing to build your dream house…….
Each type of loan serves distinct purposes, addressing different financial goals and situations.
At our institution, offering low rates from the start is not just a goal, but a commitment. Through strategic financial management, market analysis, and transparent practices, we ensure competitive rates from day one. This approach empowers our customers to pursue their financial goals with confidence.
ZHL is a specialised Mortgage finance business. The first of its kind in Zambia. Company is owned by African Life Financial Services, Sofala Capital PTY (SA) and Saturnia Regna Trust. ZHL Started operations in August 2014 after receiving an operating license from Bank of Zambia. It is the first specialised mortgage finance company Zambia and its core focus is on low to medium income groups, helping them build or complete building their houses.
Unique aspects of ZHL’s service
In-house Quantity Surveyor accurately costs project
Project split into 5 phases (Foundations, Walls, Roof, Fixtures and Fittings, Complete)
Supervisor checks each phase for progress and quality
Larger loans disbursed directly to building material suppliers
ZHL offers a unique mortgage product which helps Zambian to build their own homes. The product is designed for the owner-builder market and provides a set of services and checks which help customers complete their projects quickly and affordably.
Years Experience
About ZHL ZHL is a specialized mortgage finance business, the first of its kind in Zambia. The company is owned by African Life Financial Services, Sofala Capital Pty (SA), and
About ZHL ZHL is a specialized mortgage finance business, and the first of its kind in Zambia. The company is owned by African Life Financial Services, Sofala Capital Pty (SA),
About ZHL ZHL is a specialised mortgage finance business that is the first of its kind in Zambia. The company is jointly owned by African Life Financial Services, Sofala Capital
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