About ZHL
ZHL is a specialised mortgage finance business that is the first of its kind in Zambia. The company is jointly owned by African Life Financial Services, Sofala Capital Pty (SA), and Saturnia Regna Trust.
Establishment and Operations
ZHL began its operations in August 2014, following the issuance of an operating license from the Bank of Zambia. As the first specialised mortgage finance company in the country, ZHL has a unique focus on serving the low to medium income groups, providing them with the necessary financial support to build or complete their houses.
Supporting Low to Medium Income Groups
One of the primary goals of ZHL is to address the housing needs of the low to medium income groups in Zambia. These individuals often face challenges in accessing affordable financing options to build or complete their homes. ZHL aims to bridge this gap by providing tailored mortgage finance solutions that are specifically designed to meet the needs of this target market.
By focusing on the low to medium income groups, ZHL aims to contribute to the overall development of the housing sector in Zambia. Affordable housing is a critical component of sustainable economic growth, and ZHL plays a vital role in making homeownership a reality for many individuals and families.
Partnerships and Ownership
ZHL is proud to have strong partnerships with African Life Financial Services, Sofala Capital Pty (SA), and Saturnia Regna Trust. These partnerships bring together expertise, resources, and a shared vision for addressing the housing needs of the low to medium income groups in Zambia.
African Life Financial Services is a leading financial services provider in Zambia, with a strong track record in the mortgage finance sector. Sofala Capital Pty (SA) is a South African-based investment firm with extensive experience in the African market. Saturnia Regna Trust is a trust company that specializes in the management of investment assets.
Together, these partners provide ZHL with the necessary support and resources to fulfill its mission of providing accessible and affordable mortgage finance solutions to the low to medium income groups in Zambia.
Conclusion
ZHL is a pioneering mortgage finance company in Zambia, dedicated to serving the low to medium income groups and helping them achieve their dream of homeownership. With strong partnerships and a commitment to providing tailored solutions, ZHL is making a significant impact on the housing sector in Zambia and contributing to the overall development of the country.