About ZHL
ZHL is a specialized mortgage finance business, the first of its kind in Zambia. The company is owned by African Life Financial Services, Sofala Capital Pty (SA), and Saturnia Regna Trust.
Establishment and Operations
ZHL started its operations in August 2014 after receiving an operating license from the Bank of Zambia. As the first specialized mortgage finance company in Zambia, ZHL has a unique focus on serving the low to medium income groups, assisting them in building or completing their houses.
Providing Accessible Mortgage Solutions
ZHL recognizes the challenges faced by the low to medium income groups in accessing affordable mortgage solutions. With this understanding, the company aims to bridge the gap and provide accessible financing options to help individuals and families achieve their dream of homeownership.
By offering mortgage products tailored to the specific needs of this target market, ZHL ensures that its clients have access to flexible and affordable financing options. The company understands that every individual’s financial situation is unique, and therefore, it provides personalized solutions to meet their requirements.
Supporting Homeownership
ZHL is committed to supporting homeownership in Zambia. The company believes that owning a home is not only a fundamental human right but also a key driver of economic growth and stability.
Through its specialized mortgage finance services, ZHL enables individuals and families to build or complete their houses, providing them with the stability and security that comes with homeownership. By doing so, ZHL contributes to the overall development of the housing sector in Zambia.
ZHL’s focus on the low to medium income groups ensures that those who are often excluded from traditional mortgage financing options have a chance to fulfill their aspirations of owning a home. The company’s commitment to financial inclusion and social impact sets it apart in the Zambian mortgage finance industry.
Partnerships and Expertise
ZHL’s success in providing accessible mortgage solutions is built on strong partnerships and expertise. The company collaborates with African Life Financial Services, Sofala Capital Pty (SA), and Saturnia Regna Trust to leverage their knowledge and experience in the financial sector.
These partnerships enable ZHL to tap into a wealth of expertise and resources, allowing the company to continuously innovate and improve its mortgage finance offerings. By staying at the forefront of industry trends and best practices, ZHL ensures that its clients receive the highest level of service and support.
Conclusion
ZHL is a pioneering mortgage finance business in Zambia, dedicated to serving the low to medium income groups. Through its specialized mortgage products and personalized solutions, the company aims to make homeownership accessible to all. With strong partnerships and a commitment to social impact, ZHL is driving positive change in the Zambian housing sector.